Privacy Policy

1. Privacy Policy

Effective Date: 05.03.2025 Introduction IFI respects the privacy of its users and is committed to protecting their personal data. This Privacy Policy explains what data we collect, how we use it, how we protect it, and the rights users have regarding their information. By using our services, you consent to the data practices described in this policy.

1. Data We Collect

We collect the following types of personal and technical data:

• Personal Information: First name, last name, middle name, email address.
• Technical Information: IP address, browser type, operating system, device information, cookies, and website usage data.
• Communication Data: Any information you provide when contacting us, including email messages and support inquiries.

2. How We Use Your Data

We use the collected data for the following purposes:

• To provide, manage, and improve our services.
• To create and manage user accounts.
• To communicate with users for customer support, service updates, and notifications.
• To conduct analytics, research, and performance tracking.
• To comply with legal and regulatory obligations.

3. Data Sharing and Third Parties

IFI does not sell, rent, or trade personal data to third parties. However, we may share your data with:

• Service providers and partnerswho assist us in operating our website and services (e.g., hosting providers, analytics tools) under strict confidentiality agreements.
• Legal authoritiesif required by law, regulation, or legal process.
• Business transfersin case of a merger, acquisition, or sale of assets, where personal data may be transferred as part of the transaction.

4. Data Storage and Protection

• Data is stored securely on encrypted servers with appropriate security measures.
• We use industry-standard protocols to protect personal data from unauthorized access, alteration, disclosure, or destruction.
• Users are responsible for keeping their account credentials confidential.

5. Cookies and Tracking Technologies

IFI uses cookies and similar tracking technologies to enhance the user experience, analyze website traffic, and personalize content. Users can manage or disable cookies through their browser settings. Disabling cookies may affect website functionality.

6. User Rights

Under applicable data protection laws, users have the following rights:

• Access: Request a copy of personal data we hold about you.
• Correction: Request corrections to inaccurate or incomplete data.
• Deletion: Request the deletion of your personal data, subject to legal limitations.
• Objection and Restriction: Object to or restrict data processing in certain circumstances.
• Data Portability: Request a structured copy of your data for transfer to another service.
• Withdrawal of Consent: Withdraw consent for data processing at any time.

To exercise your rights, contact us at infoifixedincome@gmail.com.

7. Retention Period

We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. After the retention period, data is securely deleted or anonymized. 

8. Governing Law

These Terms of Use shall be governed by applicable laws relevant to the jurisdiction in which the company is officially registered. Once IFI is formally established, the specific jurisdiction will be updated accordingly.

9. Changes to This Privacy Policy

IFI reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Users are encouraged to review this policy periodically.